no more

writes papers on the structure of the sun, you've read each one


Ask me anything   Submit
Reblogged from awkward-elevator
Reblogged from sizvideos

(Source: sizvideos, via faithplate)

Reblogged from itscolossal

sleeping-averagelooking:

itscolossal:

New Impossibly Tiny Landscapes Painted on Food by Kasan Kale

aRE YOU FUCKING KIDDING ME RIGHT NOW
HOW THE FUCK CAN SOMEONE BE THIS GOOD AT ART?!?!?
This is ridiculous

(via chellofagirl)

Reblogged from nightvaleturkce

Bölüm 4: OAB Toplantısı

nightvaleturkce:

Güneş çok, çok yaşlandı. Solacağı soğuk ölümüne ne kadar kaldı? Ne kadar?

Night Vale’e hoşgeldiniz.

Bugünkü ana haberimiz şöyle:

Dün akşamki Okul Aile Birliği toplantısı, Ana Cadde Topluluk Merkezi Konferans Salonu’nda bir uzay-zaman yarığı açılmasıyla şaşırmış birkaç agresif pteranodonun serbest kalması yüzünden kanla sonlandı. Parlayan geçit açık kaldı ve aralıksız olarak çığırdı. Görgü tanıkları, bu fena sesin, “şamatacı mahalle çocuklarının biçerdövere yakalanmasının, kullanması kolay açık kaynaklı bir ses yazılımı aracılığıyla yavaşlatılıp arttırılmış sesini” andırdığını söyledi.

Read More

Reblogged from themindreadingmutant

Hey guys I had a bunch of links to books so I thought i would share them, Enjoy!
Harry Potter And The Sorcerers Stone (x)Harry Potter And The Chamber Of Secrets (x)Harry Potter And The Prisoner Of Azkaban (x)Harry Potter And The Goblet Of Fire (x)Harry Potter And The Order Of The Phoenix (x)Harry Potter And The Half Blood Prince (x)Harry Potter And The Deathly Hollows (x)Fantastic Beasts and Where to Find Them (x)Hunger Games Suzanne Collins(x)Catching Fire Suzanne Collins (x)Mocking Jay Suzanne Collins (x)The Mortal Instruments:City of Bones Cassandra Clare (x)City of Ash Cassandra Clare(x)City of Glass Cassandra Clare (x)City of Fallen Angels Cassandra Clare (x)City of Lost Souls Cassandra Clare(x)The Infernal Devices:Clockwork Angel Cassandra Clare(x)Clockwork Prince Cassandra Clare (x)Clockwork Princess Cassandra Clare(x)Percy Jackson and the Lightning Thief Rick Riordan (x)Percy Jackson and the Sea of Monsters Rick Riordan (x)Percy Jackson and the Titan’s Curse Rick Riordan (x)Percy Jackson and the Battle of the Labyrinth Rick Riordan (x)Percy Jackson and the The Last Olympian Rick Riordan (x)The Demigod Files Rick Riordan (x)The Lost Hero Rick Riordan (x)The Son of Neptune Rick Riordan (x)The Mark of Athena Rick Riordan (x)House of Hades Rick Riordan (x)The Demigod Diaries Rick Riordan (x)Vampire Academy by Richelle Mead (x)Vampire Academy: Frostbite by Richelle Mead(x)Vampire Academy: Shadow Kiss by Richelle Mead (x)Vampire Academy: Blood Promise by Richelle Mead (x)Vampire Academy: Spirit Bound by Richelle Mead (x)Vampire Academy: Last Sacrifice by Richelle Mead (x)A Game of Thrones by George RR Martin (x)A Clash of Kings by George RR Martin (x)A Storm of Swords by George RR Martin (x)A Feast of Crows by George RR Martin (x)A Dance with Dragons by George RR Martin (x)The Hobbit J. R. R. Tolkien (x)Lord of the Rings: The Fellowship of the Ring J. R. R. Tolkien (x)Lord of the Rings: The Two Towers  J. R. R. Tolkien (x)Lord of the Rings: The Return of the King J. R. R. Tolkien (x)Silmarillion by J.R.R Tolkien (x)12 volumes of the History of Middle Earth (x)The Children of Húrin (x)Divergent by Veronica Roth (x)Insurgent by Veronica Roth (x)Allegiant by Veronica Roth (x)The Maze Runner by James Dashner (x)The Scorch Trials by James Dashner (x)The Death Cure by James Dashner (x)Prequel The Kill Order by James Dashner (x)The Chronicles Of Narnia:The Lion, the Witch and the Wardrobe by C.S Lewis (x)Prince Caspian: The Return to Narnia by C.S Lewis (x)The Voyage of the Dawn Treader by C.S Lewis (x)The Silver Chair by C.S Lewis (x)The Horse and His Boy by C.S Lewis (x)The Magician’s Nephew by C.S Lewis audio book (x)The Last Battle by C.S Lewis (x)The Prince by Kiera Cass  (x)The Selection by Kiera Cass (x)The Elite by Kiera Cass (x)The Guard by Kiera Cass (x)Matched by Ally Condie (x)Crossed by Ally Condie (x) Reached by Ally Condie (x)Annabel Delirium 0.5 by Lauren Oliver (x)Delirium by Lauren Oliver (x)Hana Delirium 1.5 by Lauren Oliver (x)Pandemonium by Lauren Oliver (x)Raven Delirium 2.5 by Lauren Oliver (x)Requiem by Lauren Oliver (x)Uglies by Scott Westerfeld (x)Pretties Scott Westerfeld (x)Specials by Scott Westerfeld (x)Extra’s by Scott Westerfeld (x)The Giver by Lois Lowry (x)Gathering Blue by Lois Lowry (x)The Messenger by Lois Lowry (x)Son by Lois Lowry (x)Casual Vacancy by J.K. Rowling (x)The Fault in our Stars John Green(x)An Abundance of Katherine John Green (x)Paper Towns John Green (x)Looking for Alaska by John Green (x)The Stand by Stephan King (x)It by Stephen King (x)The Shining by Stephen King (x)The Tommyknockers by Stephen King (x)Firestarter by Stephen King (x)The Spectacular Now by Tim Tharp (x)Jellicoe Road by Melina Marchetta (x)Panic by Lauren Oliver (x)Speak by Laurie Halse Anderson (x)Stolen by Lucy Christopher (x)Everyday by David Levithan (x)If I Stay by Gayle Formam (x)Nineteen Minutes by Jodi Picoul (x)It’s Kind of a Funny Story by Ned Vizzini (x)Along for the Ride Sarah Dessen (x)Perks of Being a Wallflower Stephen Chbosky (x)The Book Thief by Markus Zusak (x)The Host by Stephanie Meyer (x)1984 by George Orwell (x)Animal Farm by George Orwell (x)The Handmaid’s Tale by Margaret Atwood (x)The Road by Cormac Mccarthy (x)Fahrenheit 451  by Ray Bradbury (x)Brave New World by Aldous Huxley (x)The Pact by Jodi Picoult (x)Thirteen Reasons Why by Jay Asher (x)Truth About Forever by Sarah Dessen (x)Warm Bodies by Isaac Marion (x)White Oleander Janet Fitch (x)Message in a Bottle by Nicholas Sparks (x)Safe Haven by Nicholas Sparks (x)Nora Roberts Chasing Fire (x)Dare to Love Jaci Burton (x)Miss Peregrine’s Home for Peculiar Children by Ransom Riggs (x)

Hey guys I had a bunch of links to books so I thought i would share them, Enjoy!

Harry Potter And The Sorcerers Stone (x)
Harry Potter And The Chamber Of Secrets (x)
Harry Potter And The Prisoner Of Azkaban (x)
Harry Potter And The Goblet Of Fire (x)
Harry Potter And The Order Of The Phoenix (x)
Harry Potter And The Half Blood Prince (x)
Harry Potter And The Deathly Hollows (x)
Fantastic Beasts and Where to Find Them (x)
Hunger Games Suzanne Collins(x)
Catching Fire Suzanne Collins (x)
Mocking Jay Suzanne Collins (x)
The Mortal Instruments:
City of Bones Cassandra Clare (x)
City of Ash Cassandra Clare(x)
City of Glass Cassandra Clare (x)
City of Fallen Angels Cassandra Clare (x)
City of Lost Souls Cassandra Clare(x)
The Infernal Devices:
Clockwork Angel Cassandra Clare(x)
Clockwork Prince Cassandra Clare (x)
Clockwork Princess Cassandra Clare(x)
Percy Jackson and the Lightning Thief Rick Riordan (x)
Percy Jackson and the Sea of Monsters Rick Riordan (x)
Percy Jackson and the Titan’s Curse Rick Riordan (x)
Percy Jackson and the Battle of the Labyrinth Rick Riordan (x)
Percy Jackson and the The Last Olympian Rick Riordan (x)
The Demigod Files Rick Riordan (x)
The Lost Hero Rick Riordan (x)
The Son of Neptune Rick Riordan (x)
The Mark of Athena Rick Riordan (x)
House of Hades Rick Riordan (x)
The Demigod Diaries Rick Riordan (x)
Vampire Academy by Richelle Mead (x)
Vampire Academy: Frostbite by Richelle Mead(x)
Vampire Academy: Shadow Kiss by Richelle Mead (x)
Vampire Academy: Blood Promise by Richelle Mead (x)
Vampire Academy: Spirit Bound by Richelle Mead (x)
Vampire Academy: Last Sacrifice by Richelle Mead (x)
A Game of Thrones by George RR Martin (x)
A Clash of Kings by George RR Martin (x)
A Storm of Swords by George RR Martin (x)
A Feast of Crows by George RR Martin (x)
A Dance with Dragons by George RR Martin (x)
The Hobbit J. R. R. Tolkien (x)
Lord of the Rings: The Fellowship of the Ring J. R. R. Tolkien (x)
Lord of the Rings: The Two Towers  J. R. R. Tolkien (x)
Lord of the Rings: The Return of the King J. R. R. Tolkien (x)
Silmarillion by J.R.R Tolkien (x)
12 volumes of the History of Middle Earth (x)
The Children of Húrin (x)
Divergent by Veronica Roth (x)
Insurgent by Veronica Roth (x)
Allegiant by Veronica Roth (x)
The Maze Runner by James Dashner (x)
The Scorch Trials by James Dashner (x)
The Death Cure by James Dashner (x)
Prequel The Kill Order by James Dashner (x)
The Chronicles Of Narnia:
The Lion, the Witch and the Wardrobe by C.S Lewis (x)
Prince Caspian: The Return to Narnia by C.S Lewis (x)
The Voyage of the Dawn Treader by C.S Lewis (x)
The Silver Chair by C.S Lewis (x)
The Horse and His Boy by C.S Lewis (x)
The Magician’s Nephew by C.S Lewis audio book (x)
The Last Battle by C.S Lewis (x)
The Prince by Kiera Cass  (x)
The Selection by Kiera Cass (x)
The Elite by Kiera Cass (x)
The Guard by Kiera Cass (x)
Matched by Ally Condie (x)
Crossed by Ally Condie (x
Reached by Ally Condie (x)
Annabel Delirium 0.5 by Lauren Oliver (x)
Delirium by Lauren Oliver (x)
Hana Delirium 1.5 by Lauren Oliver (x)
Pandemonium by Lauren Oliver (x)
Raven Delirium 2.5 by Lauren Oliver (x)
Requiem by Lauren Oliver (x)
Uglies by Scott Westerfeld (x)
Pretties Scott Westerfeld (x)
Specials by Scott Westerfeld (x)
Extra’s by Scott Westerfeld (x)
The Giver by Lois Lowry (x)
Gathering Blue by Lois Lowry (x)
The Messenger by Lois Lowry (x)
Son by Lois Lowry (x)
Casual Vacancy by J.K. Rowling (x)
The Fault in our Stars John Green(x)
An Abundance of Katherine John Green (x)
Paper Towns John Green (x)
Looking for Alaska by John Green (x)
The Stand by Stephan King (x)
It by Stephen King (x)
The Shining by Stephen King (x)
The Tommyknockers by Stephen King (x)
Firestarter by Stephen King (x)
The Spectacular Now by Tim Tharp (x)
Jellicoe Road by Melina Marchetta (x)
Panic by Lauren Oliver (x)
Speak by Laurie Halse Anderson (x)
Stolen by Lucy Christopher (x)
Everyday by David Levithan (x)
If I Stay by Gayle Formam (x)
Nineteen Minutes by Jodi Picoul (x)
It’s Kind of a Funny Story by Ned Vizzini (x)
Along for the Ride Sarah Dessen (x)
Perks of Being a Wallflower Stephen Chbosky (x)
The Book Thief by Markus Zusak (x)
The Host by Stephanie Meyer (x)
1984 by George Orwell (x)
Animal Farm by George Orwell (x)
The Handmaid’s Tale by Margaret Atwood (x)
The Road by Cormac Mccarthy (x)
Fahrenheit 451  by Ray Bradbury (x)
Brave New World by Aldous Huxley (x)
The Pact by Jodi Picoult (x)
Thirteen Reasons Why by Jay Asher (x)
Truth About Forever by Sarah Dessen (x)
Warm Bodies by Isaac Marion (x)
White Oleander Janet Fitch (x)
Message in a Bottle by Nicholas Sparks (x)
Safe Haven by Nicholas Sparks (x)
Nora Roberts Chasing Fire (x)
Dare to Love Jaci Burton (x)
Miss Peregrine’s Home for Peculiar Children by Ransom Riggs (x)

(Source: themindreadingmutant, via aaronvael)

Reblogged from listoflifehacks

s-u-n-s-c-r-e-a-m:

listoflifehacks:

If you like this list of life hacks, follow ListOfLifeHacks for more like it!

GUYS THIS IS REALLY IMPORTANT

(via aaronvael)

Reblogged from hazeeelguay
micaxiii:

deductionfreak:

hazelguay:

The most valuable chart…



yes thanks for colouring it I had a hard time reading that

micaxiii:

deductionfreak:

hazelguay:

The most valuable chart…

image

yes thanks for colouring it I had a hard time reading that

(Source: hazeeelguay, via emmablackery)

Reblogged from thefaultinoursubtitles
alandistro:

contradancefiend:

thefaultinoursubtitles:

Two types of people.

I wish I was like Hank. But seriously, I am quite aware of the brilliance of such investments, yet have no clue on how to even start as a twenty-something…

I think I can help with that.
What Hank said above could easily be accomplished with US stock, international stock, and bonds. And you can get all of the above by only purchasing three mutual funds. This strategy is called the “three-fund portfolio” and is very simple to do, easy to maintain, and widely diversified. You can google “three-fund portfolio” to read hundreds of pages and forum topics on it, but basically…
A three-fund portfolio buys a “domestic stock total market” index fund, an “international stock total market index fund”, and a “bond total market index fund”. Examples of these types of funds:
Vanguard Total Stock Market Index Fund (VTSMX)
Vanguard Total International Stock Index Fund (VGTSX)
Vanguard Total Bond Market Fund (VBMFX)
If you were to buy those three mutual funds, at say, 50% US, 30% International, 20% Bond - or whatever asset allocation is right for your risk tolerance… the rule of thumb is the younger you are, the more stocks you buy, the older you are, the more bonds you buy - you would have a portfolio that would be very diversified and should grow at an average annual return of about 7-8%.
You can do this by opening a taxable brokerage account online at any online brokerage, I personally use E*Trade and Vanguard, but you could go with many other services. You transfer money in just as if it were a checking account, and then buy the funds using their tickers (like VTSMX above).
You can also invest in these same funds within your retirement account at work (usually - some employers restrict which funds you can invest in, but should have similar mutual funds to the Vanguard funds listed above). If you have a retirement account at work, you should max that out before opening a taxable brokerage account because a.) most employers offer some kind of match, and b.) money in most retirement accounts is pre-tax, and also grows tax-free until you withdraw it in retirement. Taxable brokerage account growth/dividends are taxed annually alongside your income.
I chose the Vanguard funds as examples because they have some of the lowest expense ratios in the world. Expense ratios are important, these are the fee the mutual fund charges you for managing hundreds of individual stocks within each fund. Most will charge you around 1% per year, meaning if you invested $100,000 the mutual fund would charge you $1,000 per year for maintenance - those fees will eat into your returns/growth. Vanguard’s funds, on the other hand, have an expense ratio of only 0.17%, meaning if you invested $100,000 Vanguard would only charge you $170 per year, so you save $830 in fees every year.
As you can see, those expense ratios can add up, so make sure you know what they are before you buy any mutual fund. And no, you couldn’t save on fees by buying all those individual stocks yourself because you will pay anywhere from $7.50 to $12 per group of stocks that you buy individually and Vanguard’s three funds above hold hundreds of stocks (to maintain diversification).
Hope that helps! My Ask is open if you have any other questions.
Disclaimer: I am not certified to give financial advice and you should always do your own research and fully understand any investment product before investing. But everyone needs a place to start, and the above is a very good place to start. =)

alandistro:

contradancefiend:

thefaultinoursubtitles:

Two types of people.

I wish I was like Hank. But seriously, I am quite aware of the brilliance of such investments, yet have no clue on how to even start as a twenty-something…

I think I can help with that.

What Hank said above could easily be accomplished with US stock, international stock, and bonds. And you can get all of the above by only purchasing three mutual funds. This strategy is called the “three-fund portfolio” and is very simple to do, easy to maintain, and widely diversified. You can google “three-fund portfolio” to read hundreds of pages and forum topics on it, but basically…

A three-fund portfolio buys a “domestic stock total market” index fund, an “international stock total market index fund”, and a “bond total market index fund”. Examples of these types of funds:

  • Vanguard Total Stock Market Index Fund (VTSMX)
  • Vanguard Total International Stock Index Fund (VGTSX)
  • Vanguard Total Bond Market Fund (VBMFX)

If you were to buy those three mutual funds, at say, 50% US, 30% International, 20% Bond - or whatever asset allocation is right for your risk tolerance… the rule of thumb is the younger you are, the more stocks you buy, the older you are, the more bonds you buy - you would have a portfolio that would be very diversified and should grow at an average annual return of about 7-8%.

You can do this by opening a taxable brokerage account online at any online brokerage, I personally use E*Trade and Vanguard, but you could go with many other services. You transfer money in just as if it were a checking account, and then buy the funds using their tickers (like VTSMX above).

You can also invest in these same funds within your retirement account at work (usually - some employers restrict which funds you can invest in, but should have similar mutual funds to the Vanguard funds listed above). If you have a retirement account at work, you should max that out before opening a taxable brokerage account because a.) most employers offer some kind of match, and b.) money in most retirement accounts is pre-tax, and also grows tax-free until you withdraw it in retirement. Taxable brokerage account growth/dividends are taxed annually alongside your income.

I chose the Vanguard funds as examples because they have some of the lowest expense ratios in the world. Expense ratios are important, these are the fee the mutual fund charges you for managing hundreds of individual stocks within each fund. Most will charge you around 1% per year, meaning if you invested $100,000 the mutual fund would charge you $1,000 per year for maintenance - those fees will eat into your returns/growth. Vanguard’s funds, on the other hand, have an expense ratio of only 0.17%, meaning if you invested $100,000 Vanguard would only charge you $170 per year, so you save $830 in fees every year.

As you can see, those expense ratios can add up, so make sure you know what they are before you buy any mutual fund. And no, you couldn’t save on fees by buying all those individual stocks yourself because you will pay anywhere from $7.50 to $12 per group of stocks that you buy individually and Vanguard’s three funds above hold hundreds of stocks (to maintain diversification).

Hope that helps! My Ask is open if you have any other questions.

Disclaimer: I am not certified to give financial advice and you should always do your own research and fully understand any investment product before investing. But everyone needs a place to start, and the above is a very good place to start. =)

Reblogged from writeworld

buttgenie:

writeworld:

Instead of whispered, consider:

  • murmured
  • mumbled
  • muttered
  • breathed
  • sighed
  • hissed
  • mouthed
  • uttered
  • intoned
  • susurrated
  • purred
  • said in an undertone
  • gasped
  • hinted
  • said low
  • said into someone’s ear
  • said softly
  • said under one’s breath
  • said in hushed tones
  • insinuated

aye lil mama let me insinuate in ya ear

(via pizza)

Reblogged from lukebenseninbabanim